Attorney and Skadden Fellow in the Predatory Lending Practice
Toby founded and directs the Project on Predatory Student Lending which represents low-income student loan borrowers in predatory lending cases against for-profit and occupational schools. If you are in the Boston area, attended a for-profit or occupational school, and are seeking legal help with student loan problems please contact the hotline at 617-390-2669.
Toby has recently testified on behalf of student loan borrowers in Massachusetts:
- Merrill Testimony for Mass AG 01.10.2014
- Merrill Testimony for Mass AG 01.07.2014
- Merrill Testimony for Mass DPL 03.22.2013
More Coverage of the Project:
- WGBH: "For-Profit Colleges' Methods Under Fire"
Harvard Law Bulletin article: "Debt Trap"
- CommonWealth article: "A check on bad student loan debt"
- Press Release: "Division of Professional Licensure Announces Formation of Advisory Council on Private Occupational Schools"
Toby joined the Center’s Predatory Lending Practice in 2012 as a Skadden Fellow. She represents low-income victims of predatory lending by for-profit colleges. Toby received her J.D. cum laude from Harvard Law School, where she participated in the Center’s Employment and Predatory Lending Clinics. Upon graduating, she clerked for Janet C. Hall of the United States District Court for the District of Connecticut. Before attending law school, Toby worked for an education non-profit in New York City. She holds a B.A. from Yale in English and Ethics, Politics, & Economics.