Sample Aid Packages

Here are two hypothetical aid package examples to illustrate how we met demonstrated financial need at Harvard Law School for 2011-2012.

Please note: The 2012-13 student budget and aid packaging formula has not yet been approved by the Financial Aid Committee.

		Eligible for HLS Grant (need greater than $40,300)	Eligible for Loans (need less than $40,300)
	Student Budget	$72,600	$72,600
minus	Assessed Student Contribution	$4,000	$4,000
minus	Assessed Parent Contribution	$9,600	$35,000
_____	__________	__________	__________
equals	Demonstrated Need	$59,000	$33,600


		Grant Aid Package	Loan Aid Package
	Federal Stafford Loans	$20,500	$20,500
plus	Most Favorable Available Loans	$16,100
plus	HLS Grant Eligibility	$18,700
_____	__________	__________	__________
equals	Total Financial Aid Award Offer	$59,000	$20,500
plus	optional Supplemental Loan*	up to $13,600	up to $52,100

* Remember: Student Financial Services awards a basic financial aid package to meet the level of need demonstrated by the assessed student and parent resources. It is possible, however, to borrow the entire parent resource assessment amount through a supplemental education loan program if your parents will not be contributing to your education expenses.

It is also possible to borrow to replace all or a portion of the assessed student contribution, but borrowing to replace assessed student resources is not eligible for future loan repayment assistance through LIPP.

The upper limit on optional supplemental loan borrowing is the Student Budget; in other words, your total financial aid cannot exceed your approved budget.

Sample Aid Packages

Related Links

J.D. Student Financial Services