Sample Aid Packages

Here are two hypothetical aid package examples to illustrate how we met demonstrated financial need at Harvard Law School for 2012-2013.

Please note: The 2013-14 student budget and aid packaging formula has not yet been approved by the Financial Aid Committee.

		Eligible for HLS Grant (need greater than $42,200)	Eligible for Loans (need less than $42,200)
	Student Budget	$75,800	$75,800
minus	Assessed Student Contribution	$4,500	$4,500
minus	Assessed Parent Contribution	$9,600	$40,000
_____	__________	__________	__________
equals	Demonstrated Need	$61,700	$31,300


		Grant Aid Package	Loan Aid Package
	Federal Stafford Loans	$20,500	$20,500
plus	Most Favorable Available Loans	$21,700
plus	HLS Grant Eligibility	$19,500
_____	__________	__________	__________
equals	Total Financial Aid Award Offer	$61,700	$20,500
plus	optional Supplemental Loan*	up to $14,100	up to $55,300

_____	__________	__________	__________
equals	Total Financial Aid Eligibility	up to $75,800	up to $75,800

* Remember: Student Financial Services awards a basic financial aid package to meet the level of need demonstrated by the assessed student and parent resources. if your parents will not be contributing to your education expenses, it is possible to borrow in replacement of the entire parent resource assessment amount through a supplemental education loan program.

It is also possible to borrow to replace all or a portion of the assessed student contribution, but borrowing to replace assessed student resources is not eligible for future loan repayment assistance through LIPP.

The upper limit on optional supplemental loan borrowing is the Student Budget; in other words, your total financial aid cannot exceed your approved budget.

Sample Aid Packages

Related Links

J.D. Student Financial Services