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Sample Aid Packages

Here are two hypothetical aid package examples to illustrate how we met demonstrated financial need at Harvard Law School for 2014-2015.

  Eligible for HLS Grant (need greater than $44,300)Eligible for Loans (need less than $44,300)
 Student Budget$81,900$81,900
minusAssessed Student Resources$5,000$5,000
minusAssessed Parent Resources$13,000$40,000
equalsDemonstrated Need$63,900$36,900
  Grant Aid PackageLoan Aid Package
 Federal Direct Stafford Loan$20,500$20,500
plusMost Favorable Available Loans$23,800 
plusHLS Grant Eligibility$19,600 
equalsTotal Financial Aid Award Offer$63,900$20,500
plusoptional Supplemental Loan*up to $18,000up to $61,400
equalsTotal Financial Aid Eligibilityup to $81,900up to $81,900


* Remember: Student Financial Services awards a basic financial aid package to meet the level of need demonstrated by the assessed student and parent resources. If your parents will not be contributing to your education expenses, it is possible to borrow in replacement of  the entire parent resource assessment amount through a supplemental education loan program.

It is also possible to borrow to replace all or a portion of the assessed student contribution, but borrowing to replace assessed student resources is not eligible for future loan repayment assistance through LIPP.

The upper limit on optional supplemental loan borrowing is the Student Budget; in other words, your total financial aid cannot exceed your approved budget.

Last modified: December 19, 2014

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