Education Loans Overview

The information provided below is designed to help you understand the loan options available to you.  Additionally you'll find some general information that will impact your borrowing decisions. You can refer to the Loan Provisions section for definitions and information on the loan terms you see throughout these pages. 

  • Loan Terms

    Provides information on interest rates, loan fees, and other terms for Federal Direct Stafford Loans, Federal Perkins Loans, and Harvard Loans. Also includes an overview of supplemental loans options.

  • Advantages of Direct Loans

    Outlines the benefits of the Direct Lending program for students, explaining why Direct Loans are the default Federal loans awarded to students.

  • Creditworthiness for Supplemental Education Loans

    Discusses the impact of credit on borrowing options and has information on obtaining and reviewing your credit report. 

  • Entrance & Exit Interviews

    Reviews details of Federal and ABA required loan counseling both prior to first receiving aid and prior to departing HLS. 

  • Debt Management & Repayment

    Counsels on reducing overall debt and projecting loan repayment.

  • Bar Exam Loan Information

    Summarizes loan options available to assist HLS graduates in financing bar-exam related expenses. 

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