Computer Records

Action by P Insurance Company against D Trucking Company for premiums allegedly owed under a retrospective liability policy. Under such a policy the premium for each year is calculated on the basis of the loss experience for that year according to an elaborate, agreed-upon formula. A computer in P's office stores this formula and the claims history for the year on its magnetic disc memory. At trial, P offers a printout of the computer's data and calculations to prove the amount due it. D objects. What ruling and why? What are the foundational requirements? Try preparing a direct examination to admit this evidence.

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